:root{
  --bg:#f4f6f8;
  --surface:#ffffff;
  --surface-2:#e8edf2;
  --ink:#172232;
  --muted:#687584;
  --line:#cfd7df;
  --accent:#586f9f;
  --accent-2:#8a7655;
  --accent-soft:#dce3ef;
  --danger:#8b4f43;
  --shadow:0 28px 70px rgba(23,34,50,.11);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Manrope,Arial,sans-serif;line-height:1.5;overflow-x:hidden}
a{text-decoration:none;color:inherit}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}
body::before{content:"";position:fixed;inset:0;pointer-events:none;background:linear-gradient(90deg,rgba(23,34,50,.035) 1px,transparent 1px) 0 0/96px 96px;mask-image:linear-gradient(#000,transparent 72%);z-index:-1}
.topbar{position:sticky;top:0;z-index:20;height:76px;display:flex;align-items:center;gap:28px;padding:0 clamp(18px,4vw,56px);background:rgba(244,246,248,.86);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-.03em}.logo__icon{width:34px;height:34px;border:1px solid var(--ink);display:grid;place-items:center;font-size:11px;border-radius:50%}.menu{margin-left:auto;display:flex;gap:26px;color:var(--muted);font-size:14px}.menu a:hover{color:var(--ink)}.topbar__cta{border:1px solid var(--ink);border-radius:999px;padding:11px 18px;font-size:14px;font-weight:700}.burger{display:none;margin-left:auto;background:transparent;border:0;width:36px;height:36px}.burger span{display:block;height:2px;background:var(--ink);margin:7px 0}
.hero{min-height:min(820px,calc(100vh - 76px));display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.75fr);gap:40px;align-items:center;padding:clamp(54px,7vw,92px) clamp(18px,4vw,56px)}
.kicker,.section-num{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800;color:var(--accent-2)}.kicker::before,.section-num::before{content:"";width:34px;height:1px;background:currentColor}.hero h1{max-width:950px;margin:18px 0 22px;font-size:clamp(46px,7.8vw,118px);line-height:.9;letter-spacing:-.075em;font-weight:800}.lead{max-width:690px;color:var(--muted);font-size:clamp(17px,1.7vw,21px)}.hero__actions{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}.button{border:0;border-radius:6px;padding:15px 22px;font-weight:800;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;transition:.22s}.button--solid{background:var(--ink);color:#fff}.button--solid:hover{background:var(--accent);transform:translateY(-2px)}.button--line{background:transparent;border:1px solid var(--line);color:var(--ink)}.button--line:hover{border-color:var(--ink)}
.control-panel{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow);position:relative;overflow:hidden}.control-panel::before{content:"";position:absolute;right:-90px;top:-90px;width:230px;height:230px;border-radius:50%;background:var(--accent-soft)}.panel__top,.panel__amount,.panel__grid,.panel__rows{position:relative}.panel__top{display:flex;justify-content:space-between;color:var(--muted);font-size:13px;text-transform:uppercase;letter-spacing:.12em}.panel__top strong{color:var(--ink)}.panel__amount{margin:48px 0 20px}.panel__amount span{display:block;color:var(--muted);font-size:14px}.panel__amount b{font-size:clamp(34px,4vw,52px);letter-spacing:-.06em}.panel__meter{height:12px;background:var(--surface-2);border-radius:99px;overflow:hidden}.panel__meter i{display:block;width:var(--w);height:100%;background:linear-gradient(90deg,var(--accent),var(--accent-2));border-radius:inherit}.panel__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);margin:22px -8px}.panel__grid div{background:var(--surface);padding:14px 10px}.panel__grid span{display:block;font-size:12px;color:var(--muted)}.panel__grid b{font-size:18px}.panel__rows p{display:flex;justify-content:space-between;border-top:1px solid var(--line);margin:0;padding:14px 0;color:var(--muted)}.panel__rows em{font-style:normal;color:var(--accent);font-weight:800}
.deadline-strip{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;padding:54px clamp(18px,4vw,56px);background:var(--ink);color:#fff}.deadline-strip h2{margin:12px 0 0;font-size:clamp(28px,3vw,44px);line-height:1;letter-spacing:-.05em}.date-rail{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid rgba(255,255,255,.22)}.date-rail div{padding:24px;border-right:1px solid rgba(255,255,255,.22)}.date-rail div:last-child{border-right:0}.date-rail b{font-size:54px;line-height:.9;letter-spacing:-.08em}.date-rail span{display:block;text-transform:uppercase;font-size:12px;letter-spacing:.16em;color:#bfc8d3;margin:8px 0}.date-rail p{margin:0;color:#d9dee4;font-size:14px}
section{padding:clamp(70px,8vw,120px) clamp(18px,4vw,56px)}.section-head{display:grid;grid-template-columns:280px 1fr;gap:36px;align-items:start;margin-bottom:44px}.section-head h2,.route__intro h2,.model__copy h2,.docs__copy h2,.contact h2{font-size:clamp(32px,4.6vw,70px);line-height:.96;letter-spacing:-.065em;margin:0}.audit-board{display:grid;grid-template-columns:120px repeat(4,1fr);border-block:1px solid var(--line)}.audit-board__label{writing-mode:vertical-rl;transform:rotate(180deg);text-transform:uppercase;letter-spacing:.18em;font-weight:800;color:var(--accent);display:grid;place-items:center;border-right:1px solid var(--line)}.audit-board article{min-height:310px;padding:28px;border-right:1px solid var(--line);display:flex;flex-direction:column;justify-content:flex-end}.audit-board article:last-child{border-right:0}.audit-board b{color:var(--accent-2);font-size:13px}.audit-board h3{font-size:26px;letter-spacing:-.04em;margin:12px 0}.audit-board p{color:var(--muted);margin:0}
.photo-band{padding:0;position:relative;height:520px;margin:0 clamp(18px,4vw,56px);overflow:hidden;border-radius:0 0 90px 0}.photo-band img{width:100%;height:100%;object-fit:cover;filter:saturate(.72) contrast(1.02)}.photo-band::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(23,34,50,.52),transparent 65%)}.photo-band__note{position:absolute;left:36px;bottom:36px;background:rgba(255,255,255,.92);max-width:440px;padding:26px;border-left:6px solid var(--accent-2)}.photo-band__note span{display:block;color:var(--muted);font-size:13px;text-transform:uppercase;letter-spacing:.14em}.photo-band__note b{font-size:24px;line-height:1.15;display:block;margin-top:8px}
.route{background:var(--surface-2)}.route__intro{max-width:920px;margin-bottom:58px}.route__intro h2{margin-top:14px}.route-line{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;min-height:420px}.route-line__track{position:absolute;left:6%;right:6%;top:48%;height:2px;background:var(--accent)}.route-step{position:relative;background:var(--surface);border:1px solid var(--line);padding:24px;box-shadow:0 16px 34px rgba(23,34,50,.07)}.route-step span{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:var(--ink);color:#fff;font-weight:800}.route-step h3{font-size:24px;letter-spacing:-.04em}.route-step p{color:var(--muted);margin:0}.route-step--a,.route-step--c{align-self:start}.route-step--b,.route-step--d{align-self:end}.route-step--b{border-radius:70px 8px 8px 8px}.route-step--c{border-radius:8px 8px 70px 8px}.route-step--d{border-radius:8px 70px 8px 8px}
.model{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}.model__copy p{color:var(--muted);font-size:18px;max-width:520px}.calc-card{background:var(--surface);border:1px solid var(--line);padding:32px;border-radius:18px;box-shadow:var(--shadow)}.calc-card label{display:block;margin-bottom:22px}.calc-card label span{display:flex;justify-content:space-between;color:var(--muted);font-size:13px;text-transform:uppercase;letter-spacing:.13em;margin-bottom:8px}.calc-card input,.calc-card select,.calc-card textarea,.contact__form input,.contact__form textarea{width:100%;border:0;border-bottom:1px solid var(--line);background:transparent;padding:14px 0;color:var(--ink);outline:0}.calc-card input:focus,.calc-card select:focus,.contact__form input:focus,.contact__form textarea:focus{border-color:var(--accent)}.calc-card__result{display:flex;justify-content:space-between;align-items:end;background:var(--ink);color:#fff;padding:26px;border-radius:10px;margin-top:24px}.calc-card__result span{color:#c8d0da}.calc-card__result strong{font-size:40px;letter-spacing:-.06em}.compare{margin-top:22px}.compare p{display:grid;grid-template-columns:110px 1fr;gap:16px;align-items:center;color:var(--muted);margin:12px 0}.compare i{height:10px;border-radius:99px;background:var(--accent);width:100%;display:block}.compare__alt{background:var(--accent-2)!important;width:58%!important}
.docs{display:grid;grid-template-columns:1fr 1fr;gap:54px;background:var(--ink);color:#fff;overflow:hidden}.docs__stack{position:relative;min-height:420px}.sheet{position:absolute;width:min(420px,90%);height:230px;background:#fff;color:var(--ink);border:1px solid var(--line);padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.22)}.sheet span{font-size:13px;text-transform:uppercase;letter-spacing:.15em;color:var(--muted)}.sheet b{display:block;font-size:34px;letter-spacing:-.06em;margin-top:74px}.sheet--one{left:4%;top:0;transform:rotate(-5deg)}.sheet--two{left:18%;top:88px;transform:rotate(4deg);background:#edf1f5}.sheet--three{left:9%;top:178px;transform:rotate(-1deg)}.docs__copy ul{padding:0;margin:28px 0 0;list-style:none}.docs__copy li{padding:16px 0;border-top:1px solid rgba(255,255,255,.18);color:#d7dde5}.docs__copy li::before{content:"—";color:var(--accent-2);margin-right:10px}
.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.scenario{text-align:left;border:1px solid var(--line);background:var(--surface);padding:24px;min-height:180px;cursor:pointer}.scenario b{display:block;font-size:24px;letter-spacing:-.04em;margin-bottom:12px}.scenario span{color:var(--muted)}.scenario.is-active{background:var(--accent-soft);border-color:var(--accent)}.scenario-output{margin-top:18px;background:var(--surface);border-left:6px solid var(--accent);padding:26px;font-size:20px;box-shadow:0 16px 34px rgba(23,34,50,.06)}
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;background:var(--surface-2)}.contact__left p{color:var(--muted);font-size:18px;max-width:560px}.contact__form{background:var(--surface);border:1px solid var(--line);padding:34px;border-radius:18px}.contact__form textarea{min-height:110px;resize:vertical}.contact__form .button{width:100%;margin-top:20px}.footer{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:34px clamp(18px,4vw,56px);background:#101721;color:#c3cbd4}.footer span{font-weight:800}.footer p{margin:0;color:#8995a4}
@media(max-width:980px){.topbar__cta{display:none}.menu{position:absolute;left:0;right:0;top:76px;background:var(--bg);display:none;flex-direction:column;padding:18px;border-bottom:1px solid var(--line)}.menu.open{display:flex}.burger{display:block}.hero,.deadline-strip,.model,.docs,.contact{grid-template-columns:1fr}.hero{min-height:auto}.control-panel{max-width:620px}.date-rail,.scenario-grid{grid-template-columns:1fr}.date-rail div{border-right:0;border-bottom:1px solid rgba(255,255,255,.22)}.date-rail div:last-child{border-bottom:0}.section-head{grid-template-columns:1fr}.audit-board{grid-template-columns:1fr}.audit-board__label{writing-mode:horizontal-tb;transform:none;padding:18px;border-right:0;border-bottom:1px solid var(--line);place-items:start}.audit-board article{min-height:190px;border-right:0;border-bottom:1px solid var(--line)}.audit-board article:last-child{border-bottom:0}.photo-band{height:420px;border-radius:0 0 52px 0}.route-line{grid-template-columns:1fr;min-height:auto}.route-line__track{left:24px;right:auto;top:0;bottom:0;width:2px;height:auto}.route-step{margin-left:44px;align-self:auto!important}.docs__stack{min-height:370px}}
@media(max-width:560px){.topbar{height:64px}.menu{top:64px}.hero h1{font-size:38px;line-height:.94;letter-spacing:-.055em;max-width:100%;overflow-wrap:normal}.hero{padding-top:34px;gap:28px}.control-panel{padding:18px;border-radius:12px;width:100%;max-width:100%;overflow:hidden}.panel__grid{grid-template-columns:repeat(2,1fr)}.hero__actions{flex-direction:column;align-items:stretch}.button{width:100%}section{padding:58px 16px}.deadline-strip{padding:40px 16px}.date-rail b{font-size:44px}.photo-band{margin:0 16px;height:360px}.photo-band__note{left:16px;right:16px;bottom:16px;padding:18px}.photo-band__note b{font-size:19px}.route-line{gap:14px}.calc-card,.contact__form{padding:22px}.calc-card__result{display:block}.calc-card__result strong{display:block;margin-top:8px;font-size:32px}.compare p{grid-template-columns:1fr}.docs__stack{min-height:330px}.sheet{height:190px;padding:22px}.sheet b{font-size:26px;margin-top:54px}.footer{display:block}.footer p{margin:10px 0}}

/* final mobile clamp */

@media(max-width:560px){
  html,body{width:100%;max-width:100%;overflow-x:hidden}
  main{overflow:hidden}
  .hero{display:block;padding-left:12px;padding-right:12px}
  .hero__left,.lead,.model__copy,.contact__left{max-width:100%;min-width:0}
  .hero h1{font-size:34px;line-height:1.02;letter-spacing:-.045em;word-break:normal;overflow-wrap:break-word;hyphens:auto}
  .lead{font-size:15px;line-height:1.45}
  .kicker,.section-num{font-size:10px;letter-spacing:.12em;max-width:100%;white-space:normal}
  .control-panel{margin-top:22px}
  .section-head h2,.route__intro h2,.model__copy h2,.docs__copy h2,.contact h2{font-size:28px;line-height:1.04;letter-spacing:-.045em;overflow-wrap:break-word}
  .deadline-strip h2{font-size:27px;line-height:1.04;letter-spacing:-.04em}
  .panel__rows p{font-size:13px;gap:12px;align-items:flex-start}
  .panel__rows span{min-width:0;overflow-wrap:break-word}
  .panel__rows em{white-space:normal;text-align:right}
  .audit-board p,.route-step p,.docs__copy li,.scenario span,.scenario-output{font-size:14px;line-height:1.45;overflow-wrap:break-word}
  .route-step{margin-left:34px;padding:20px;max-width:calc(100vw - 66px)}
  .route-line__track{left:16px}
  .scenario-output{font-size:16px}
  .sheet{width:82vw;max-width:320px;left:0!important}
  .sheet--two{left:8vw!important}
  .sheet--three{left:3vw!important}
}

/* hard mobile overflow guard */
@media(max-width:560px){
  *,*::before,*::after{min-width:0!important;max-width:100%;box-sizing:border-box}
  body{position:relative}
  .topbar,.hero,section,.deadline-strip,.footer{width:100%;max-width:100vw;padding-left:16px!important;padding-right:16px!important}
  .photo-band{width:calc(100vw - 32px)!important;margin-left:16px!important;margin-right:16px!important}
  h1,h2,h3,p,li,span,b,strong,a,button,label,output{overflow-wrap:anywhere;word-break:normal}
  .hero h1{font-size:31px;line-height:1.06;letter-spacing:-.035em}
  .section-head h2,.route__intro h2,.model__copy h2,.docs__copy h2,.contact h2{font-size:25px;line-height:1.08;letter-spacing:-.035em}
  .deadline-strip h2{font-size:24px;line-height:1.08}
  .control-panel,.calc-card,.contact__form,.scenario,.scenario-output,.audit-board,.docs__copy,.docs__stack{width:100%;max-width:100%}
  .panel__grid{margin:18px 0;grid-template-columns:repeat(2,minmax(0,1fr))}
  .panel__amount b{font-size:30px}
  .date-rail,.scenario-grid,.model,.docs,.contact,.deadline-strip{width:100%;max-width:100%;overflow:hidden}
  .route-step{max-width:calc(100vw - 72px);width:calc(100vw - 72px)}
  .calc-card__result strong{font-size:28px}
  .compare p{grid-template-columns:minmax(0,1fr)}
  .sheet{max-width:78vw}
}

/* final text-fit pass */
@media(max-width:560px){
  section,.deadline-strip,.model,.docs,.contact,.scenario-grid,.date-rail{overflow:visible!important}
  body,main{overflow-x:hidden!important}
  .hero h1{font-size:29px!important;line-height:1.08!important;letter-spacing:-.025em!important}
  .section-head h2,.route__intro h2,.model__copy h2,.docs__copy h2,.contact h2,.deadline-strip h2{font-size:22px!important;line-height:1.12!important;letter-spacing:-.02em!important;max-width:calc(100vw - 32px)!important;white-space:normal!important;word-break:break-word!important;overflow-wrap:anywhere!important;overflow:visible!important}
  .lead,.model__copy p,.contact__left p,.audit-board p,.route-step p,.scenario span,.scenario-output,.docs__copy li{font-size:13px!important;line-height:1.45!important;max-width:calc(100vw - 32px)!important;white-space:normal!important;word-break:break-word!important;overflow-wrap:anywhere!important;overflow:visible!important}
  .route__intro,.section-head,.model__copy,.docs__copy,.contact__left,.deadline-strip__text{max-width:calc(100vw - 32px)!important;width:100%!important;overflow:visible!important}
  .photo-band{overflow:hidden!important}
  .control-panel::before{right:-120px}
}